Last Friday, September 26 we called Dave Ramsey on his radio show (top of the 3rd hour on the mp3) and shouted what we’ve been working towards being able to shout about for three years now! That we are finally completely debt free!

Truthfully, I was a little nervous. All day, questions I’d heard on the radio in times previous were running through my head. What might he ask? How would we thoughtfully answer on the spot? Dave and I had been conversing in my head all day. We had some fabulous miniature discussions. I even got a bit choked up and teary eyed at a few of them. (It’s amazing what a quiet house and time for reflection will do!)

When the time came, Brian & I were standing with the girls in the Lampo Bookstore, ear to ear with Brian’s cell phone between us so we could both hear Dave on the other end. Our hearts were racing. Brian couldn’t believe he was nervous, but he was. We were just so excited. This was the moment our girls would recognize most from listening to the radio the past few years. This was our call.

Dave didn’t ask any questions of us on the air that required too much thought, which was quite alright, given the butterflies in our stomachs (besides, typing is more my thing anyway, if I can just take the time to sit and do it!)

$106k in credit cards & collections, the remaining balance on 2 used vehicles, medical/surgical bills, 13 months mortgage payment and a loan for credit card consolidation from 5 years ago. We say we did it in 3 years time, because we started taking Financial Peace University three years ago and that was when we began paying off debt with a plan, rather than spinning our wheels and surfing balances. That was definitely the start of a new chapter in our lives. And so is this. We are happy to be moving on. Onward & upward!

Here is a video clip of Dave taking our call. I think you’ll have to admit, that’s one passionate debt free scream!